If debt collector calls and mounting bills are causing you significant stress, a Chapter 7 bankruptcy can provide you with a fresh start. A Chapter 7 bankruptcy will stop garnishments, court proceedings, and threatening phone calls. Once you file a Chapter 7 Bankruptcy, the automatic stay will protect you from your creditors while the bankruptcy court processes your case. A Chapter 7 bankruptcy will discharge most debts, including but not limited to medical debts, credit card debts, and deficiency balances from repossessions. The State of Arizona also has a set of laws called bankruptcy exemptions. These laws allow you to protect certain assets from your creditors up to a certain amount. This means that most Chapter 7 Bankruptcy filers are able to keep their cars and homes.
The Schill Law Group’s bankruptcy attorneys will directly handle all matters concerned in your case. When you hire Schill Law Group, you hire an attorney to process your case and not a paralegal. The Schill Law Group’s attorneys handle all matters of your bankruptcy from start to finish. Your attorney will personally attend your bankruptcy court date with you. The Schill Law Group’s attorneys have filed over 3,000 bankruptcy cases and have extensive bankruptcy experience. They can provide you with expertise regarding asset and exemption planning. They will answer any questions you may have regarding what items are protected from creditors in a Chapter 7 bankruptcy. Please contact our office for a free consultation to determine if you qualify for a Chapter 7 bankruptcy.